How much do you own? If you’re well-established (in whatever cultural context you find yourself), you likely have a general idea of your net worth: the sum total of assets in your possession. If you’re a Sophomore in college, you’d likely have to tally for a while: student debt vs. the worth of a ten-year-old Buick and a dorm room

“Jack, take your hands off of your ears.” “But I don’t want to hear what you are saying!” This is what shoppers strolling down store aisles could overhear recently. Alas, the four year old had acted up; alas, Mama had to intervene with a reminder of behavior expectations. But the child had realized that with hearing comes accountability. If I